BUYER GUIDE

Everything you need to know regarding the timeline of purchasing a home in Arizona!


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480.450.4593 | kinzie@livinginstate48.com

Introduction to Kinzie Kotthoff

Who is Kinzie Kotthoff? What is Living In State 48? Everything you need to know about Kinzie and what she does for her local community...

Buying Process Overview

From start to finish - What steps are there to sell my property? What will I need to do along the way?

Buyer Consultation

What is a buyer consultation? What do I need to bring or do to be prepared? Where will we meet?

Choosing the Right REALTOR

How will I know I am choosing the right REALTOR to work with? How much will it cost me if I don't choose the right one to represent me?

Buyer Broker Breakdown

What is a buyer broker agreement? What terms am I agreeing to and what does it mean for me? What does a brokerage mean?

Buyer Agent Commission

What is a commission for a buyer agent? Will I have to contribute to the commission? Can I purchase a home without a REALTOR?

Buying a New Build Home

Who is the seller for a new build home? What are the pros and cons to purchasing a new build home? Can I purchase a new build home without a REALTOR representing me?

Loan Pre-Qualification

What does it take to qualify for a loan? How much will I need for a down payment and closing costs? How do I get a loan?

Buyer Closing Costs

What closing costs are there for purchasing a home? Will I have to cover all of them? How much will I need to set aside?

Home Search

What are the first steps to my home search? What platform can I use to see homes? What should I do if I want to view a home?

Writing an Offer

What documents are needed for my offer? What timelines am I agreeing to? How can I make my offer stand out against any others?

Contingent Sale

What if I need to sell my home first before I purchase a property? How would that process work?

Under Contract

I am officially under contract...but what does that mean? What will happen next and what will I need to do?

Inspections

What are the steps to the inspections? What will I find out during the inspection period? What happens if something is wrong with the home? How will I pick a home inspector?

BINSR Document

What is the BINSR - Buyer's Inspection Notice and Seller's Response document? What timelines and terms am I agreeing to? What can I ask the sellers to repair/replace?

Appraisal

What happens if the home doesn't appraise for the value, appraises for more, or appraises at the amount I offered?

Final Walkthrough

What is a final walkthrough? What do I need to bring or do to be prepared? What are we looking for?

Closing Document Signing

Where will I need to go to sign documents? What else do I need to bring to the signing?

Closing Day!

What happens on closing day? What time of day will we close? When can I meet you at the property for the keys?

Client Appreciation Events

Will we still be connected after closing day? What are client appreciation events and will I be invited to attend?